The overall US market (VTSAX as a proxy) is once again up 24% year to date, which makes the last 4 years of overall US market returns: 24%, -21%, 24%, and 24% (without factoring in dividends or distributions).

The arithmetic average annual return is ~12.8%. As you can see, only looking at the average doesn’t always tell the full story.

The geometric average annual return is ~9.4%.

Both META and TSLA are up 69% ytd…

Calculate Your Tax Bill (No, Really, It's Fun!)

You already have the vast majority of information you need to quickly estimate your tax bill. We can help you to estimate your federal taxes. If RSUs make up a significant portion of your income, and you don’t know what supplemental withholdings are, this is extra important.

While having a $50,000 tax bill might be fine, being surprised by a $50,000 tax bill kinda sucks.

Explore the Realm of Employee Benefits— where FSAs frolic, gyms are your second home, medical benefits are your trusty sidekick, and choice benefits are like a buffet of awesomeness!

DFSA: While the FSA allows a $640 carryover, if you set up a dependent care FSA, it’s all use it or lose it. Be sure to submit those childcare, camp, afterschool care expenses to cash out this pre-tax benefit!

Vision Benefits: Make sure to order contacts/glasses to utilize your benefits tied to the calendar year. .